1. Enquire

Complete the enquiry form for an immediate call back

2. Choose your car

Book a test drive from our range of top quality vehicles

3. Drive away

Sign and drive away your new car the same day (or get it delivered!)

Arrange Call Back

Complete enquiry form for an immediate call back

27,000 happy customers, hear what they have to say ....

Exclusive offers for CDR customers from Concept Car Credit

Great selection of premium used cars


Finance options available

£1000 off the screen price

12 months road tax

Free tank of fuel

Frequently Asked Questions



The short answer is: yes. We're open 7 days a week, but knowing when to expect you means that we can make sure that someone is on hand to answer all of your questions, and we can even arrange for a specific vehicle to be available for a test drive.

Do I need an appointment?



Which documents do I need to bring with me?

  • Your driving license
  • Utility bill showing your current address dated within the last three months and a proof of signature
  • Recent wage slips (if arranging finance)
  • Documents for your previous car if you are exchanging

In order to make sure that you can drive away in your newly purchased used car, there is a 5 days free  Insurance available.

Will I be insured straight away?





Why should I choose Concept?

At Concept Used Cars, we offer friendly and attentive service with a wide range of perks that set us apart from other used car dealers. With us, you can choose from a number of premium vehicles, all of which are guaranteed to be fully serviced and MOT-safe. On top of that, we offer 12 months free road tax as well as significant discounts for Car Dealer Reviews customers.

The process at Concept Car Credit was very quick from start to finish. Laura was very helpful and understood my needs and what car I was looking for.
Thank You


Great deal, its been fab with Jamie and everyone at concept. Helped us save money on our insurance on our brand new insignia! Will be telling our friends and family about this company. :) 


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Car finance made easy since 2004

19 Years - Concept Car Credit


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on selected cars

Concept Car Credit Limited is a credit broker (Company Number 5024184) whose registered office is at Unit E1 Europa Park Stoneclough Road Radcliffe Gt Manchester M26 1GG. The content of this website and the information contained therein informs the user of the services provided by Concept Car Credit. In addition it permits the user of the website to provide personal data and information to Concept Car Credit which assists us in the provision of our services. Concept Car Credit is authorised and regulated by the financial conduct authority. Authorisation number 659076. 

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19,9% APR


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12% APR